Here are a few question and answers regarding your roof and insurance claims!
You are required to make the necessary repairs to your roof as described in the settlement agreement; either repair or replacement. If you would like to upgrade your roof to another roof system, it’s perfectly acceptable to use insurance money to do so as long as you pay for the deductible and upgrade, typically you will get a full roof replacement if there is enough significant damage. If there was a bad storm that hit, most likely there will be enough significant damage for a full replacement. In the event of a full roof yes you can pick what shingles and color choice for your new roof.
As long as you do what the insurance money provides for first, you can use the difference for upgrades. Just make sure you do what the insurance proceeds are intended for. If you are given funds to replace the roof, you must replace the roof. Don’t take the money and sell the house you could be prosecuted for insurance fraud.
As the insured you are required to pay the deductible.
No, but your insurance will help you so why not get it fixed
Discover how much insurance should be paying you. Contact Future Roof and Restoration today to walk through this process.
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